104 Allen Loop Drive: New Construction Luxury Between the Golf Course and Gulf in Dune Allen Beach
For buyers searching for a new construction luxury home in Dune Allen Beach, Florida, 104 Allen Loop Drive brings together a distinctive combination of location, scale and coastal functionality. The recently completed residence occupies a golf-course-oriented homesite near Santa Rosa Golf & Beach Club, offers elevated Gulf views and sits only a few lots from public beach access along Scenic Highway 30A.
The four-story home provides approximately 5,963 square feet with six bedroom suites, nine total bathrooms, a carriage home, multiple living areas, an elevator, a private heated pool and hot tub, a summer kitchen and a fourth-floor observation tower. It is designed to support full-time living, second-home ownership or a potential vacation-rental plan, subject to a buyer’s independent verification of current rules and restrictions.
View the current MLS listing, photographs, price and availability for 104 Allen Loop Drive.

104 Allen Loop Drive Property Overview
- Address
- 104 Allen Loop Drive, Santa Rosa Beach, Florida 32459
- Community
- Dune Allen 1st Addition, 30A West
- Current List Price
- $6,250,000 as of August 18, 2026
- MLS Number
- 997257
- Property Type
- Detached single-family beach house
- Year Built
- 2026; recently completed new construction
- Bedrooms
- 6, each with an en suite bathroom
- Bathrooms
- 6 full bathrooms and 3 half bathrooms
- Interior Area
- Approximately 5,963 square feet
- Homesite
- Approximately 0.31 acre
- Stories
- 4, including an elevated observation tower
- Views
- Gulf and golf course views as reported in the MLS
- Outdoor Living
- Private heated pool, hot tub, cabana porch, pool bath, summer kitchen, outdoor shower and generous porches
- Parking
- 2-car garage
- Association
- No homeowners association reported in the current MLS information
- Beach Access
- Nearby public beach access at Scenic Highway 30A; buyers should independently verify the route, designation and current use rules
Price, status, measurements, views, beach access, association information, rental eligibility and all other property details are subject to change. Buyers should independently verify every fact important to their purchase decision.
Watch the Video Tour of 104 Allen Loop Drive
The video tour offers a closer look at the home’s coastal architecture, interior finishes, multiple gathering spaces, private bedroom suites, outdoor living areas, pool setting and elevated views.
A Dune Allen Beach Home Between Santa Rosa Golf Club and Scenic 30A
Location is the central story at 104 Allen Loop Drive. The property is positioned in Dune Allen Beach on the western side of the Scenic 30A corridor, where buyers can compare newer custom homes, established beach residences, Gulf-oriented properties and homes near the area’s coastal dune lakes.
The rear outdoor living area is oriented toward a natural buffer and Santa Rosa Golf Club, creating a more open visual backdrop than a homesite surrounded by residences on every side. The property’s fourth-floor observation tower adds another perspective, with elevated views toward the Gulf of Mexico and the surrounding coastal landscape.
Santa Rosa Golf & Beach Club is a private club. A home’s proximity to the course does not automatically include golf, beach-club, pool, dining or social privileges. Buyers interested in membership should confirm current availability, approval procedures, dues and initiation requirements directly with the club.

Nearby Public Beach Access Along Allen Loop
The MLS describes public beach access a few lots south of the property at Scenic Highway 30A. That proximity can simplify beach days because an owner does not need to drive across the broader 30A corridor simply to reach a public walkover.
Buyers should still evaluate the access in person. Confirm the exact route, whether the access remains publicly designated, its hours, walkover condition, beach-use rules, usable shoreline area, seasonal conditions and whether parking, showers or other facilities are available. Public access provides a route to the Gulf; it does not create private or deeded beach rights for the residence. Read our guide to beach access on Scenic 30A for additional context.
For a broader explanation of the area, review the Dune Allen Beach real estate and community guide and compare current Dune Allen real estate listings.

A Six-Bedroom New Construction Beach House With Flexible Living Space
Many luxury-home buyers along 30A are not simply comparing bedroom counts. They are evaluating whether a floor plan can remain comfortable when several people are staying at the property, whether owners have private retreat space and whether shared rooms are large enough for dining, conversation and recreation without feeling crowded.
104 Allen Loop Drive addresses those questions with six spacious bedroom suites, multiple living areas, a game room, a bunk room, a carriage home and porches distributed across the home’s four levels. An elevator connects the vertical floor plan, while the observation tower creates a destination at the top of the residence rather than limiting views to a single bedroom or balcony.
Six Private Bedroom Suites
Each bedroom has a custom en suite bathroom. This arrangement can be valuable for owners who host extended stays or want separation between sleeping quarters and the main gathering spaces. Buyers should review the floor plan closely to understand the location of each suite, its relationship to the elevator and stairs, and the degree of privacy provided when the home is fully occupied.



Multiple Living Areas, Game Room and Bunk Room
Secondary living spaces give a large coastal home more flexibility. A movie, game or conversation area can operate separately from the principal living room, while a bunk room can provide additional sleeping capacity without requiring every bedroom to serve the same purpose. Buyers considering rental use should confirm legal occupancy, egress, parking and advertising requirements rather than relying only on bed count.



Fourth-Floor Observation Tower and Gulf Views
The observation tower is one of the home’s defining architectural features. It provides an elevated place to enjoy the Gulf view, changing light and broad coastal horizon. When comparing Gulf-view homes in Dune Allen Beach, buyers should distinguish between a view that is visible from several everyday rooms and a view available primarily from an upper tower or balcony.


Carriage Home
The carriage home adds another layer of flexibility, but buyers should not assume that every carriage structure is a legally separate dwelling or independently rentable unit. Review the approved plans, permits, utility connections, heated and cooled area, certificate of occupancy and current zoning before assigning a specific use to the space.
Gourmet Kitchen, Custom Millwork and Natural Coastal Materials
The main kitchen and dining area are designed for larger gatherings. Thermador professional-grade appliances, custom-milled cabinetry, a generous island, pantry storage and quartz or marble surfaces provide a strong working foundation for everyday meals and entertaining.
Natural wood elements bring warmth to the home’s light transitional palette. Reported finishes include hardwood and tile flooring, cypress and pecky cypress accent walls or ceilings, beamed and vaulted ceiling details, crown molding, built-in features and multiple fireplaces.
For a newly completed home, buyers should request a complete finish schedule and appliance list. Confirm model numbers, warranty start dates, smart-home components, service requirements and whether decorative fixtures, furnishings, artwork or other photographed items are included in the sale.

Private Pool, Hot Tub and Outdoor Kitchen Overlooking the Course
The backyard is planned as a self-contained outdoor living environment. A heated in-ground pool and hot tub anchor the space, while the cabana porch, pool bathroom, outdoor shower and summer kitchen support long afternoons outside and easy transitions after returning from the beach.
The golf-course-oriented setting contributes a broader visual field behind the pool area. Buyers should examine the survey and title documents to understand the natural buffer, property line, fencing, drainage, landscaping responsibilities and any easements. They should also ask about possible golf-ball exposure, course maintenance schedules, irrigation and future course changes.
Pool due diligence should include the shell, finish, pumps, heater, automation, drainage, alarms, barriers, warranty and estimated operating costs. Salt exposure, sun and heavy seasonal use can affect exterior materials, equipment and furnishings even in a newly completed residence.


Why New Construction Can Appeal to 30A Beach-Home Buyers
New construction can offer a more current floor plan, recently installed systems and modern coastal materials, but the word “new” should never replace a detailed inspection. The strongest comparison considers both design and documentation.
- Current building systems: Recently installed roofing, HVAC, plumbing, electrical, gas, windows, doors, appliances, pool equipment and elevator components may reduce immediate replacement needs, subject to inspection and warranty terms.
- Modern gathering spaces: Open living areas, multiple suites, secondary lounges and indoor-outdoor connections can better match how many owners use a large beach residence today.
- Coastal materials and protection: Buyers can review the actual product approvals, opening protection, roof attachment, exterior-envelope details and drainage design instead of making assumptions based on age alone.
- Builder and manufacturer warranties: Warranty value depends on what is covered, when coverage began, transferability and the process for submitting claims.
- Fewer immediate renovations: A recently completed home may not require the large-scale updates associated with an older property, although punch-list work and warranty items can still arise.
How 104 Allen Loop Drive May Fit Different Ownership Plans
Full-Time Coastal Residence
Public water, public sewer, natural gas, a two-car garage, an elevator, multiple living areas and six private suites can support year-round use. Full-time buyers should evaluate storage, home-office needs, delivery access, service-provider availability, storm preparation and ongoing maintenance.
Second Home in Dune Allen Beach
The combination of nearby public beach access, private outdoor amenities and a golf-course-oriented setting can appeal to owners who want a self-contained retreat. Second-home buyers should plan for property checks, humidity control, storm preparation, pool service, landscaping and maintenance during extended absences.
Potential Vacation-Rental Use
The bedroom count, en suite baths, game room, bunk room, pool, hot tub, carriage home and proximity to the beach may be attractive to vacation-rental guests. The MLS also describes the home as designed to work as a vacation rental. Before relying on income, buyers should verify current zoning, licensing, occupancy, parking, taxes, noise rules, management fees, insurance and any recorded restrictions. Rental projections are estimates, not guarantees.
Buyer Due Diligence for a New Construction Golf Course Home Near the Beach
A well-finished home can make a powerful first impression, but a coastal purchase should also be evaluated as a building, a homesite and a long-term operating plan. The following questions can help buyers compare 104 Allen Loop Drive with other 30A homes for sale.
- Who built the home? Request the builder’s legal name, experience, license information, subcontractor list when available and process for post-closing warranty service.
- Is the construction file complete? Review permits, approved plans, surveys, inspections, certificate of occupancy, engineering documents, product approvals and final lien releases.
- What warranties transfer? Confirm coverage for the structure, roof, windows, doors, waterproofing, HVAC, appliances, elevator, pool equipment and other systems.
- Has an independent inspection been completed? Hire qualified inspectors even for new construction, and consider specialists for the pool, elevator, roof or building envelope when appropriate.
- How is the home designed for wind and water? Ask for opening-protection details, roof attachment information, wind-mitigation documentation, elevation data, drainage plans and insurance quotes.
- What does the survey show? Confirm lot boundaries, the golf-course relationship, natural buffer, setbacks, encroachments, easements, fences, pool placement and driveway access.
- What beach access will actually be used? Walk the route, review current public-access information and understand how seasonal beach conditions affect day-to-day use.
- Does property ownership include club privileges? Do not assume proximity to Santa Rosa Golf & Beach Club includes membership or access to private amenities.
- What does “no HOA” mean here? Review recorded restrictions, maintenance agreements, zoning and county rules even when the MLS reports no homeowners association.
- Is the intended rental use permitted? Confirm current regulations, licenses, occupancy, parking, taxes, insurance and management costs before using rental income in a purchase analysis.
- What personal property conveys? Identify furnishings, electronics, window treatments, outdoor furniture, kitchen equipment, artwork and exclusions in the contract.
- What will the home cost to operate? Build an annual budget for taxes, insurance, utilities, pool care, elevator service, landscaping, exterior cleaning, repairs and management.
What This Listing Illustrates for Dune Allen Beach Sellers
Luxury buyers often begin with photographs and finishes, but serious purchase decisions turn on documentation and clarity. Sellers of newer or recently renovated homes can strengthen their presentation by organizing construction records, warranties, surveys, elevation information, insurance documents, finish schedules, appliance details, pool records and a precise list of included personal property before going to market.
Location claims should also be specific. Rather than relying on broad phrases such as “near the beach” or “on the golf course,” a strong listing explains the actual access route, view orientation, buffer, property boundary and whether club privileges are separate. Professional video, accurate floor-plan information and clear due-diligence materials help qualified buyers understand the property before and after a private tour.
Owners considering a sale can learn more about selling a luxury home with Lambert | Real Luxury.
Explore Dune Allen Beach, 30A West and Santa Rosa Beach Real Estate
Dune Allen Beach occupies the western end of the Scenic 30A corridor and offers a mix of Gulf-front property, Gulf-view homes, new construction, established beach houses, condominiums and homesites near public beach access and coastal dune lakes. Buyers comparing communities should look beyond the community name and examine the specific street, access rights, lot orientation, construction quality and ownership costs of each property.
- View 104 Allen Loop Drive and current MLS details
- Search Dune Allen Beach real estate for sale
- Read the Dune Allen Beach real estate and community guide
- Browse real estate throughout Scenic Highway 30A
- Compare homes and property throughout 30A West
- Explore Santa Rosa Beach real estate listings
- Compare communities with the 30A real estate guide
- Understand public, deeded, private and Gulf-front beach access on 30A
Questions Buyers Often Ask About 104 Allen Loop Drive in Dune Allen Beach
What makes 104 Allen Loop Drive stand out from other new homes in Dune Allen Beach?
The home combines recently completed 2026 construction with a setting that is difficult to duplicate: golf-course-oriented views behind the property, elevated Gulf views, and public beach access only a few lots away. It also offers approximately 5,963 square feet, six bedroom suites, a private pool and hot tub, a carriage home, an elevator, and a fourth-floor observation tower.
What is the asking price, and where can I check the latest status?
The home was offered at $6,250,000 when this article was prepared. Because price and availability can change, the live property page for 104 Allen Loop Drive is the best place to confirm the current status before planning a visit.
Is the home finished, or is it still under construction?
It is a recently completed 2026 home rather than an early-stage construction project. As part of a purchase, it is still wise to review the certificate of occupancy, permit history, builder warranty, appliance warranties, final plans, and any remaining punch-list items.
How much living space does 104 Allen Loop Drive offer?
The residence has approximately 5,963 square feet of interior living space on an approximately 0.31-acre homesite. Its four levels include multiple gathering areas, six bedroom suites, a bunk room, a game room, and outdoor spaces designed for larger groups.
Would the bedroom layout work well for family and guests?
Each of the six bedrooms has a private en suite bathroom, which gives owners and guests more privacy than a traditional shared-bath layout. The bunk room and multiple living areas also make it easier for different age groups to enjoy the home without everyone gathering in a single room.
Where is the home located within Dune Allen Beach?
104 Allen Loop Drive is in Dune Allen 1st Addition on the west side of the Scenic 30A corridor in Santa Rosa Beach. The location places the home near Santa Rosa Golf & Beach Club, the Gulf of Mexico, public beach access, and the shops, dining, and coastal communities found throughout 30A West.
Can you see the Gulf from the house?
Yes. The home offers elevated Gulf views, with the fourth-floor observation tower providing one of the best vantage points. A private showing is the best way to experience how the view changes by floor, room, time of day, and season.
Does the backyard actually face the golf course?
The rear of the property looks across a natural buffer toward Santa Rosa Golf Club, creating an open golf-course-oriented backdrop. The survey and title work will show the exact property line, the width of the buffer, and any easements that affect the relationship between the homesite and the course.
Does buying the home include membership at Santa Rosa Golf & Beach Club?
Club membership should be treated as separate from the real estate purchase. Santa Rosa Golf & Beach Club is a private club, so membership availability, application requirements, fees, dues, and privileges need to be confirmed directly with the club.
How close is the public beach access?
The nearby public beach access is described as being only a few lots south of the home near Scenic Highway 30A. During a tour, it is worth walking the route so you can judge the convenience for your household and see what parking, bicycle access, facilities, and beach-use rules apply.
Is 104 Allen Loop Drive a Gulf-front property?
No. This is a Gulf-view home near public beach access, not a home located directly on the Gulf of Mexico. That distinction matters when comparing price, privacy, insurance, shoreline access, and long-term maintenance with true Gulf-front property.
What is the outdoor living area like?
The outdoor setup includes a private heated in-ground pool, hot tub, cabana porch, pool bathroom, and summer kitchen. Together, those features create a practical space for swimming, grilling, entertaining, and relaxing after a day at the beach.
Is there an elevator for all four levels?
The home includes an elevator, an important convenience in a four-story residence. Before closing, review its permits, warranty, operating instructions, emergency procedures, service schedule, and any maintenance agreement that will continue after the sale.
How could the carriage home be used?
A carriage home can add useful flexibility for guests, a private workspace, household support, or overflow living space. The exact layout and permitted use should be checked against the approved plans, utilities, zoning, and any rental rules before assigning it a specific purpose.
What are the kitchen highlights?
The kitchen is designed around Thermador professional-grade appliances, custom cabinetry, a large island, pantry storage, and quartz or marble surfaces. Its connection to the dining and living areas makes it well suited to both everyday use and larger gatherings.
Is there enough room for a large household or several guests to spread out?
The floor plan includes six bedroom suites, a bunk room, a game room, multiple living areas, porches, a pool deck, and the observation tower. That mix creates places to gather while still giving owners and guests quieter areas of their own.
Which design details give the home its luxury feel?
Notable details include hardwood and tile flooring, custom-milled cabinetry, quartz and marble surfaces, beamed and vaulted ceilings, and cypress or pecky cypress accents. These materials add warmth and architectural character while keeping the overall design connected to the coastal setting.
Is there a homeowners association?
No homeowners association is currently identified for the property. Even without an HOA, the title commitment, recorded covenants, easements, shared-maintenance agreements, zoning standards, and neighborhood restrictions still deserve a careful review.
Can the home be used as a short-term vacation rental?
The size and layout may appeal to owners considering vacation-rental use, but rental eligibility is not automatic. Before building a rental plan, confirm current Walton County requirements, licensing, occupancy and parking limits, taxes, insurance, and any recorded restrictions that apply to the property.
Would this home also make sense as a primary residence or second home?
Yes. The six private bedroom suites, multiple living areas, garage, elevator, public utilities, outdoor kitchen, and pool give the home flexibility for full-time living or extended second-home stays. The better fit depends on how often you plan to occupy it and how you prefer to handle maintenance, insurance, and property management.
What should I inspect even though the home is brand new?
A new home still benefits from an independent inspection. Pay close attention to the roof, windows and doors, exterior envelope, flashing, waterproofing, balconies, drainage, HVAC, plumbing, electrical and gas systems, elevator, pool equipment, and outdoor kitchen so any concerns can be addressed before closing.
What insurance information should I gather before making an offer?
Request property-specific insurance quotes early rather than relying on a general estimate for 30A. Helpful documents may include the elevation information, wind-mitigation report, roof details, product approvals, opening-protection information, flood-zone data, and any builder records an insurer needs to evaluate coverage and deductibles.
What is it like to own a home beside a golf course?
The open backdrop can be a major lifestyle benefit, especially for buyers who value green space and longer sightlines. It is also smart to visit at different times of day and consider course maintenance, irrigation, lighting, occasional noise, possible golf-ball activity, landscaping practices, and any recorded easements.
What does nearby public beach access mean for everyday use?
Public access gives you a designated route to the shoreline, but it does not create private or deeded beach rights for the home. Think about the practical details that matter to you, including the walk with chairs or a beach cart, bicycle access, parking, restrooms, seasonal crowds, and the amount of usable beach near the access point.
What ongoing costs should I plan for beyond the purchase price?
A realistic annual budget may include property taxes, homeowners, wind and flood insurance, utilities, pool and spa service, elevator maintenance, landscaping, exterior cleaning, pest control, routine repairs, and coastal-weather upkeep. Owners using the home as a rental may also have management, housekeeping, marketing, linen, and guest-service expenses.
How should I compare this home with other new construction options on 30A?
Look beyond bedroom count and finishes. Compare the type of beach access, Gulf-view quality, relationship to the golf course, construction records, builder reputation, lot size, parking, floor-plan flow, outdoor living, rental rules, HOA obligations, insurance costs, and future resale flexibility.
How can I arrange a private showing of 104 Allen Loop Drive?
Use the Lambert | Real Luxury contact form below to request current availability and schedule a private tour. During the showing, take time to walk the beach-access route, experience the views from each level, review the golf-course buffer, and compare the home with other Dune Allen Beach and 30A West properties that fit your goals.
Important Property Information
Listing information is based on the active MLS presentation reviewed on August 18, 2026 and is deemed reliable but not guaranteed. Price, status, measurements, acreage, construction details, views, furnishings, beach access, club membership, association information, zoning, rental eligibility, taxes, insurance and all other details may change. Buyers should rely on their own inspections, survey, title review, legal advice, insurance guidance and verification of any matter important to the purchase.
Contact Lambert | Real Luxury
To request current information about 104 Allen Loop Drive, schedule a private showing or compare new construction luxury homes in Dune Allen Beach and along Scenic Highway 30A, contact Lambert | Real Luxury.
Our team can help you evaluate beach access, Gulf and golf course views, construction documentation, rental considerations, ownership costs and comparable properties throughout Dune Allen Beach, 30A West and Santa Rosa Beach.
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